New SNAP Work Requirements Take Effect: What ABAWDs in New York Must Know
Thousands of individuals across New York and the tri-state area are now subject to stricter federal work requirements in order to continue receiving Supplemental Nutrition Assistance Program (SNAP) benefits. The updated rules require certain adults to complete at least 80 hours of qualifying work activity per month or risk losing food assistance beginning June 1.
These changes primarily affect a group known as Able-Bodied Adults Without Dependents (ABAWDs), a category that carries specific time limits and compliance requirements under federal law.
Who Is Considered an ABAWD?
An ABAWD is an individual who:
- Is between ages 18 and 64
- Is physically and mentally able to work
- Does not live with a child under age 14
If you fall into this category, you may only receive SNAP benefits for three months within a three-year period unless you meet the federal work requirements. In New York, the current three-year ABAWD period runs from October 1, 2023 through September 30, 2026.
What Are the Work Requirements?
To continue receiving SNAP beyond the three-month limit, ABAWDs must complete at least 80 hours per month of qualifying activity. This can include:
- Paid employment of at least 20 hours per week
- Earning at least $217.50 per week, even if working fewer than 20 hours
- Participation in approved job training or employment programs
- Community service or volunteer work
Volunteer hours are calculated by dividing the monthly SNAP benefit amount by the state minimum wage. For example, if someone receives $300 in SNAP benefits and the minimum wage is $16.00 per hour, they would be required to complete approximately 18 hours of community service that month. Failure to meet these requirements could result in termination of benefits after three months of noncompliance.
Who Is Exempt From the ABAWD Rules?
Not all SNAP recipients must follow these stricter rules. Individuals may be excused if they:
- Are under 18 or age 65 or older
- Live with a child under age 14
- Receive disability benefits (including Veterans Affairs or state disability)
- Are pregnant
- Have a documented physical or mental health limitation
- Participate in substance use treatment
- Are enrolled in school or training at least half-time
- Are already working at least 30 hours per week
- Earn $217.50 or more per week
- Receive or are applying for SSI
- Receive unemployment benefits
- Care for a child under six or an incapacitated person
Why SNAP Rule Changes Matter for Estate Planning
Changes to public benefit programs such as SNAP can have broader financial implications for families who rely on government assistance or support relatives who do. Because eligibility is tied to income, household composition, and financial resources, certain financial decisions including gifts, transfers of money, or adding someone to a bank account or property title may unintentionally affect benefit eligibility. Families should consider how inheritances, financial support arrangements, or shared assets could impact a recipient’s access to benefits before making significant changes.
Planning Ahead as Public Benefit Rules Continue to Change
The implementation of new SNAP work requirements highlights how quickly eligibility rules can evolve. Individuals receiving benefits or those who may rely on assistance in the future should review financial and estate planning decisions carefully. Proactive planning can help avoid unexpected complications, preserve financial stability, and ensure that both assets and essential benefits are protected over the long term. To discuss your options and develop a strategy tailored to your circumstances, contact our experienced attorney at (718) 333-2394. Early planning can make all the difference in protecting both your assets and your access to essential benefits.